Dutch allowances calculator 2026

How we calculate

We follow the 2026 calculation rules of Dienst Toeslagen step by step. Healthcare allowance is the standard premium minus the standard contribution (normpremie). Rent allowance uses the basic rent only: the part above the base rent up to the quality discount limit is reimbursed in full, above that 65% up to the capping limit and 40% up to the rent limit; above the income reference point a correction is deducted. Child budget is the maximum amount plus the supplement for children aged 12 and over, minus 7.6% of income above the threshold. Childcare allowance is a percentage from the childcare allowance table of the childcare costs, up to the maximum hourly rate and 230 hours per child per month; the child with the most childcare hours is the first child.

Tested against the official 2026 worked examples of Dienst Toeslagen and the trial calculation on toeslagen.nl: the results match to the euro.

Assumptions and limitations

• Everyone lives in the Netherlands all year, is insured under the Dutch Health Insurance Act and the situation stays the same all year: no move, birth or new partner.
• No other adults or subtenants live in the home and children have no income of their own. The household for rent allowance is you, your partner and the children entered.
• You receive child benefit for the children and all children live in the Netherlands.
• You enter the assessment income and assets yourself; this calculator does not derive them from your pay.
• Monthly amounts are rounded down to whole euros, as in the worked examples of Dienst Toeslagen. The annual amount is the calculated annual amount (healthcare allowance, child budget) or 12 times the monthly amount (rent allowance); for childcare allowance the monthly amount times the months worked.
• Not included: living abroad, a partner who is not insured, caravans and houseboats, an adapted home for a disability, and transitional rules.